Remodeling your entire home is a big, exciting step in having the home of your dreams! But let’s be honest, figuring out the cost can be confusing. 

In this guide, we’ll walk you through what a whole-house remodel typically costs in Fort Worth, TX, and what could be included. You’ll also get expert budgeting tips and help in deciding if moving or remodeling is best for you.

On this page: 

What Is the Average Cost of a Whole-House Remodel in Fort Worth, TX?
Breaking Down the Costs of a Whole-Home Remodel in Fort Worth
Should You Remodel Your Whole Home at Once?
Factors That Impact Remodeling Costs in Fort Worth
How Should You Budget for a Whole-Home Remodel in Texas ?
What Are the Common Remodeling Financing Options?
Why Choose Medford Design-Build for Your Remodel in Fort Worth?

What Is the Average Cost of a Whole-House Remodel in Fort Worth, TX?

For a complete renovation, the average whole-house remodel cost in Fort Worth, TX, typically ranges from $250,000 to $600,000+. The variation comes down to the size of the home, the complexity of the design, and the level of finishes chosen. 

When asking “How much does it cost to remodel a house in Fort Worth, TX?” it is important to remember that it depends. No one likes this answer, but every project is unique.

Here are some common types of whole-house remodels and their estimated costs for Fort Worth: 

Cosmetic and Refresh Remodels

A cosmetic whole-house remodel is ideal for homeowners looking to update finishes without major layout changes. 

• Typical Cost Range: $250,000 to $350,000+

• Best For: Homes with a solid structure but an outdated style.

• Example: Updating a 2,000 sq. ft. home with new flooring, modern finishes, and refreshed bathrooms and kitchen.

Mid-Range Whole Home Remodels

A mid-range remodel combines both cosmetic and structural updates. This may include reconfiguring layouts, updating kitchens and bathrooms, and replacing older systems (plumbing, electrical, HVAC).

• Typical Cost Range: $350,000 to $500,000+

• Best For: Homeowners who want significant updates and improved functionality.

• Example: A Fort Worth family with a 1980s two-story home might remodel by opening up the kitchen to the living area, fully renovating two bathrooms, and upgrading outdated plumbing and electrical systems.

Luxury Whole Home Remodels

A luxury home remodel is meant for homeowners who are seeking a complete transformation with custom details, high-end finishes, and expansions. These projects may include room additions, spa-like bathrooms, gourmet kitchens, and smart home integrations.

• Typical Cost Range: $500,000 to $600,000+

• Best For: Homeowners who want fully customized spaces, more breathing room, and premium finishes.

• Example: A homeowner might expand their living space with a new addition, upgrade to a chef’s kitchen, and create a master suite with luxury finishes throughout.

Breaking Down the Costs of a Whole Home Remodel in Fort Worth

Every whole-home remodel is different, and costs can vary widely depending on the size of your home, the scope of work, and the finishes you choose.

Here’s an estimated breakdown of the areas that typically make up the bulk of remodeling expenses in Fort Worth:

• Kitchen Remodel Cost in Fort Worth:

Costs generally fall between $75,000 and $200,000+, ranging from cabinet and countertop updates to full-scale expansions with custom features and luxury finishes.

• Bathroom Remodel Cost in Fort Worth:

Most Fort Worth projects range from $60,000 to $150,000+, depending on whether you’re refreshing fixtures or reconfiguring layouts with premium tile, showers, and tubs.

• Room Addition Cost in Fort Worth:

Costs typically run from $250,000 to $600,000+, influenced by size, structural requirements, and the finishes selected.

Should You Remodel Your Whole Home at Once?

It’s common for homeowners to start with just one space, like the kitchen or a bathroom. But in many cases, it’s smarter to take on multiple projects at once:

• Lower Overall Costs: Crews are already on-site, which reduces labor expenses.

• Shorter Timelines: One well-planned remodel is faster than several smaller ones spread out over years.

• Less Disruption: Instead of living through multiple rounds of construction, you can enjoy your updated home all at once.

• Cohesive Design: Working on the entire home at once ensures a seamless look and feel throughout.

Factors That Impact Remodeling Costs in Fort Worth

Every home and every remodel is different. When determining the home renovation cost in Fort Worth, TX, here are the biggest factors that influence your final budget.

Medford Design-Build helps clients navigate all of these cost factors with transparency and precision. Our in-house design and estimating teams collaborate closely from the start, ensuring that every choice fits both your vision and your budget. Because we handle every phase of the process under one roof, we can provide realistic pricing early on and minimize costly surprises during construction.

Square Footage

The most straightforward cost driver is size. A larger home means more flooring, more paint, more cabinetry, and more labor. 

Scope of Work

Not all remodels are created equal. A cosmetic update with fresh finishes costs far less than a remodel that involves tearing down walls, adding new plumbing, or expanding the footprint. The broader the scope, the higher the cost estimate for a complete home renovation.

Design Complexity

Unique layouts, structural changes, or fully custom features require more time, planning, and skilled labor. For example, expanding a kitchen or reconfiguring bathrooms adds complexity and increases costs compared to keeping the existing layout.

Material and Finish Choices

Your selections for flooring, countertops, cabinetry, and more all play a huge role in the final cost. Standard materials will keep costs moderate, while high-end or luxury finishes will increase the luxury home remodel costs in Fort Worth.

Labor and Contractor Expertise

Hiring an experienced design-build contractor in Fort Worth, TX, may cost more upfront than choosing a low-cost bid, but it often saves money in the long run. A design-build team provides accurate pricing, better project management, and fewer costly mistakes compared to piecing together separate designers and contractors.

Permits and Local Regulations

In Fort Worth and surrounding cities, permits are required for most remodeling projects, especially those involving electrical, plumbing, or structural changes. Permit costs vary, and delays or code issues can add both time and expense.

Timeline and Market Conditions

Finally, external factors like material availability, labor shortages, or seasonal demand can affect costs. For example, supply chain challenges can increase prices on lumber, tile, or appliances, which will directly impact the custom home renovation pricing in Texas.

How Should You Budget for a Whole Home Remodel in Texas?

Careful planning is the key to ensuring your budget stays intact while still delivering the results you want.

Start With a Realistic Cost Range

As we’ve covered, the complete home renovation cost estimate for Fort Worth projects typically falls between $250,000 and $600,000+. Understanding this baseline helps set expectations and avoid sticker shock once designs and finishes are selected.

Prioritize Your Must-Haves

Before diving into details, make a list of your top priorities, whether that’s a larger kitchen, spa-like bathroom, open-concept living, or an additional bedroom. This helps you allocate budget toward what matters most.

Factor in Design and Planning

Many homeowners forget to budget for the design phase. Design services are included upfront when you use a design-build contractor in Fort Worth, TX, which provides accurate pricing and eliminates surprises later.

Account for Permits and Fees

Every city in Texas, including Fort Worth, has building codes and permit requirements. Be sure to set aside part of your budget for these necessary approvals.

Budget for Temporary Relocation and Living Expenses

If your remodel is extensive, you may not be able to stay in your home during construction. Be sure to plan for:

• Temporary housing or short-term rentals
  
  
• Moving and storage costs
  
  
• Meals and daily living expenses if your kitchen is out of service
  
  
• New furnishings or décor to complement your updated home

Include a Contingency Fund

Unexpected issues like outdated wiring, plumbing problems, or structural repairs can arise once walls are opened. We recommend reserving 10–15% of your budget for contingencies to avoid financial stress mid-project.

What Are the Common Remodeling Financing Options

Here are a few of the most common ways homeowners finance their remodel:

• Cash Savings

  • Ideal for smaller projects or homeowners who want to avoid debt.

  • No interest payments or loan approval process.

• Home Equity Line of Credit (HELOC)

  • Borrow against the equity in your home.

  • Typically lower interest rates than personal loans.

  • Works like a credit card — borrow as needed, repay over time.

• Home Equity Loan

  • Lump-sum loan using your home’s equity as collateral.

  • Fixed interest rates and monthly payments.

• Frost Bank Remodel Financing

  • Medford Design-Build refers clients to Frost Bank for dedicated remodel loans.

  • Simple, personal process handled directly through a local banker.

  • Great for clients who prefer a more relationship-based banking experience.

• Cash-Out Refinance

  • Refinance your current mortgage and take out extra funds for your remodel.

  • Good option if you can lower your mortgage rate at the same time.

• Personal Loan

  • Unsecured loan through a bank, credit union, or online lender.

  • Faster approval, but typically higher interest rates than HELOCs or equity loans.